Call (855)5534291 to reset your debit cardPIN. For 24 hour assistance, please contact member care at (800) 839-1154. Having aHigh-Yield Checking account comes with some additional perks you wont find withother checking accounts: FREE credit score every month on your eStatement. Even after i informed them that our electricity had been shut off due to no paymentmt as well as our water was yesterday. Alvin ATMs. An adjustable rate loan to purchase or refinance a luxury home. Send a secure message via TDECU Digital Banking to let us know your travel plans. We've got your covered. Refer to the illustration below:- ATM daily limit is RM3,000 e-Debit daily limit is RM3,000 . My Credit Union increased mine to $3800 so I could buy furniture while visiting another city which didn't take checks. Access the account youd like to deposit cash into, and select the deposit function. A low-maintenance checking account designed for those who need help rebuilding their financial history. Lending options from the Small Business Administration (SBA) that offer flexible financing solutions. In general daily ATM withdrawals are capped at anywhere between $300 and $1,000. Highest APY includes 1.00% on HYC balances $20,000; 0.25% on HYC balances >$20,000; 1.00% APY on primary savings balances $50,000; 0.25% APY on primary savings balances >$50,000. A tax-free, or tax-deferred, way to save for retirement that can be funded with investments, such as stocks and mutual funds. Say that someone stole your debit card and PIN. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Here is what retirement savers need to know about the increases allowed in 2022: Skip to main contentSkip to footer ABA Routing #313185515 Locations Help Center Personal Business Membership However, dont expect significant increases in your withdrawal limit --- the increase may only be several hundred dollars. Your current balance is the balance that's available for you to make purchases and withdrawals. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. This balance is updated . Bank transactions are legally required to take last than 15 seconds to post. Banking On Death Or Investing In Life The History And . Simon Zhenis the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations,and financial technology. sending a secure message via digital banking. There are some potential downsides, however. ATMs exist for your convenience, and ATM withdrawal limits exist for your protection. Even if you dont carry cash very often, its important to be able to get cash when you need it, in the amount you need. Up to $200 on Second Chance Checking accounts Up to $600 on Classic Checking accounts Up to $800 on High-Yield Checking accounts Stay informed and avoid overdrafts The TDECU Digital Banking app offers several ways for you to stay on top of your finances. You should be able to log into your online or mobile banking app to view your max ATM withdrawal limit. Taking cash advances from a credit card can trigger a higher APR for that transaction as well as a cash advance fee. Without an ATM withdrawal limit, they may be able to drain your checking or savings account and pocket all your cash. Discounts for recurring direct deposits of $250 or more. If this tool was not available, how would you have found the answer to your question? When it becomes necessary to withdraw cash, knowing whether a limit applies is important. A 30-year fixed loan option for current homeowners interested in refinancing their home. Equal Housing Lender. BECU applies access limits on the following activities: check deposits, ATM withdrawals and debit card transactions. Choose Your Account Do more with less in your pocket Smaller than a checkbook and safer than carrying cash, a TDECU Visa Debit Card is an easy and secure way to make your everyday purchases. After reading the post by Mr. Zhen, I called my bank in Chicago and the immediately said they would increase the limit temporarily to as much $2,500. Come visit our Drive Thru locations for the original contact less experience. We also suggest you saveFalcon Fraud Protections phone numbers in your phone to ensure you recognize the call: Setting up direct deposit is easy! A savings account designed to hold funds for real estate taxes, hazard insurance, mortgage insurance, and other items. Trucks up to 3/4 ton are included. But the most u can get is $300 in a day. Im the one thats been inquiring daily. Your bank may allow you to withdraw $5,000, $10,000 or even $20,000 in cash per day. We can cover your overdrafts in three ways: Automatically transfer funds to your checking account from your TDECU savings account. 2 Cardholders must take care in protecting their card and notify TDECU immediately of any unauthorized use. Thanks Wells Fargo .. ATM cash withdrawal limit: How much SBI, HDFC, PNB, ICICI Bank customers can withdraw | Mint Upto 20% off* on premium plans Subscribe Now Gainers & Losers Fri Jan 13 2023 15:59:16 Top Gainers. City, State/Province, Zip or City & Country, Get directions to TDECU Fort Worth at 4312 Town Center Drive Fort Worth, TX. Other terms/conditions apply. Atm #890009 780 Highway 35 Byp N Alvin, TX 77511; Angleton ATMs. The Forbes Advisor editorial team is independent and objective. If you also have a savings account or money market account at the same bank, different ATM withdrawal limits may apply. Again, these limits are designed to smooth cash flow for the bank while protecting you and your accounts. Up to $800 on High-Yield Checking accounts. All of your relationships with TDECU fall under this number. Become a Member Member Center Services ATM Available ATM Available ATM's are available at all of our member centers for fast deposits and withdraws. ? The ATM withdrawal limit at some banks can be as high as $5,000, while others will only let you withdraw $300 per day. A bank's computer systems may take more than a few minutes to update and reflect the reset ATM withdrawal limit.
Furthermore, I'd highly advise against anyone hanging out at an ATM for too late during the late hours of the night, for safety concerns.
,Or you can go to the atm at 11:58pm get your money and at 12:00am is consider as another business day you swipe your card again and there you go! Subject to transaction limits and funds availability. Plus, you can take advantage of the following perks: Members with a TDECU checking account can request a Visa debit card by calling us at (800)8391154 or by visiting a local Member Center. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Insured by NCUA. However, the daily limits for these two types of transactions are different. Jumbo CDs earn 0.15% interest rate above the Standard CD interest rate when opened new or at renewal. Use our financial calculators to support your decision to open a new TDECUaccount. The TDECU Digital Banking app also offers a variety of alerts to help you track transactions made to your account, while also giving you the ability to monitor your account balances, at anytime, from anywhere and control your cards. Contact us for more information at (800) 839-1154. There may be limits on the amount of cash you can withdraw this way or the number of checks you can make out to Cash in a single day. Visit your local Member Center for assistance. Your bank or credit union may be willing to raise your ATM cash withdrawal limits temporarily or permanently. If you need to reset your password, click Forgot Password below the login button on TDECU.org. This means if your bank imposes a $1,000 max ATM withdrawal limit per day, thats the most cash youll be able to withdraw, regardless of which ATM you use. To change your Access Card limits, please visit any TD Canada Trust branch, or call EasyLine telephone banking at 1-866-222-3456. Call (800)8391154 to replace a damaged or expired card. Bank Name. If you plan to travel to any of these countries and need to use your TDECU Visa Debit Card, please notify TDECU prior to your trip so that we can make a notation to your card. Once you submit your secure access code, you will be prompted to create a new password. Its essentially a type of short-term loan. . For debit cards, notify TDECU at least two business days before your departure using Card Controls, by sending Member Care a secure message in TDECU Digital Banking, or calling the number on the back of your card and providing the dates of your travel and the destination. Small Business Checking and Non-Profit Checking, Access your funds from over 55,000 surcharge-free ATMs, Enjoy zero annual fees and no finance charges, Selecting the Debit Card option when opening a new TDECU checking account. Competitive financing option for new and used leisure vehicles, such as jet skis, golf carts, ATVs and UTVs. A certificate of deposit that requires an initial deposit greater than $100,000. Also, many other bank customers don't bother to take a few minutes to look it up as you did. Your excess transaction limits are reset each month, giving you a fresh start. Instead they are trying to point the blame on me for their error. A 15-year fixed loan option for those looking to purchase a new home. The daily limits for debit card purchases tend to be significantly higher. Your financial situation is unique and the products and services we review may not be right for your circumstances. Access limits vary due to account activity and maturity, and may change during the life of your account at your request or by BECU. Where can I view my recent transactions in EasyWeb? Offers a fixed rate for the first 7 years of the loan term. A 30-year fixed home loan with no down payment requirements. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. But, to my knowledge, many financial institutions are willing to provide at least temporary limit increases (usually a 24-hour window) when a customer asks for it.
,On paper, that should be the case, but it might not work out as smoothly in an actual experience. Are there withdrawal limits at a Green Machine ATM? Asavings account created for kids ages 4 to 12 that introduces them to the basics of money management. ATM (Automated Teller Machine): An electronic device that provides many of the same services as a teller, including withdrawals and deposits. This compensation comes from two main sources. Again, fraudsters can use stolen debit cards to empty a bank account or make many unauthorized purchases. If you find that there is anything we should be aware of on the site you are visiting, please let us know. The TDECU Digital Banking app offers several ways for you to stay on top of your finances. Some employers may also allow you to simply provide the TDECU routing number (313185515) and your account number to get started. Report unauthorized activity on your TDECUaccount. If you need to withdraw more money. You may unlock your account immediately after by using the Unlock Username Form. B of A wouldnt allow that. This rule has been suspended indefinitely in connection with the coronavirus pandemic. TDECU has 35 Member Centers and over 55,000 surcharge-free ATM locations to serve our Members. However, a common Wells Fargo ATM withdrawal limit is $300.. Refinance options for new or used motorcycles. Taking a cash advance from a credit card simply means withdrawing cash from your credit limit. Most often, ATM cash withdrawal limits range from $300 to $1,000. Also, each transaction may be limited to a maximum of INR 10,000. Large or small tract land loan with a fixed rate and a 15-year term. Boeing Employees' Credit Union NMLS ID 490518. The higher your banks daily ATM withdrawal limit or per-transaction limit, the more cash youll be able to get. Each store may have a limit on how much cash back you can get. I was assured by more than three superiors that i would be receiving provisional credit, but its past the 10 th day and nothing. Below are 105 TDECU ATM Locations. The answer depends on a specific bank's rules around withdrawals, with some capping at $300 and others going as high as $5,000 a day. Note that the cash back will fall under the debit cards daily purchase limit, which is usually much higher than the daily ATM withdrawal limit. I've written for Life + Money by Citi, Bankrate and The Balance, among others. Our products can grow with you as your business grows! Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This content is not provided or commissioned by the bank advertiser. After exhausting the withdrawal maximum at the ATM, you can also use your debit card to get more cash. Who would have known these details otherwise? When you need emergency cash, visit the ATM. No money down options available, and discounts for recurring direct deposits of $250 or more. Cover your transaction with Courtesy Pay overdraftprotection. As of December 14, 2022, you can self-serve and unlock your TDECU Digital Banking account or recover your username by clicking on the Unlock/Forgot Username button located on the bottom right of the login page. TDECU does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites. Interest on a cash advance often accrues at a higher rate than your standard purchase APR. Its Burgundy Debit Card allowing a daily cash withdrawal limit of Rs 3 lakh, according to the official website of the lender. Most banks allow you to withdraw anything from INR 20,000 to INR 50,000 per day from an ATM. Youd simply write the check out to Cash, sign it and take it to the bank to cash it. In order for these to be covered, you must OPT-IN and provide us with your consent to allow for their payment. Charges that may apply. Branches now have 2, 3, 4 ATM's and you can edit your bill mix as you please. Thus, if you wish to withdraw INR 30,000, you may have to conduct three consecutive transactions of INR 10,000 each. Don't hang around an Atm got safety ??? The IRS requires this reporting to detect potentially fraudulent activity. You must be over 18 years of age and a member in good standing. It. IMPORTANT NOTICE: Due to very high levels of fraud, TDECU Visa Debit Cards are blocked from use in Romania, Spain, Turkey, Russia, South Africa, Kuwait, Egypt, Singapore, Denmark, United Kingdom, and Netherlands. Maybe dont do this near junkies or in a wasteland
,The next day is considered after 2 am at atms
,I have a us relia card and I withdrew my limit from the atm around 5 pm. To change your Access Card limits, please visit any TD Canada Trust branch, or call EasyLine telephone banking at 1-866-222-3456. [s=&"SRHMqq(d!s GV! &QO6L c Two people with the same bank and same checking account can have different ATM withdrawal limits. An adjustable-rate loan that supports the purchase, refinance, or home equity of a primary home. Competitive financing option for new and used recreational vehicles (RVs). How do I deposit funds to my account in Canada while travelling abroad? Equal Housing Lender. An adjustable rate loan that supports the purchase of a second home. Citi also has a relatively high daily ATM withdrawal limit of $1,500 to $2,000, and PNC Bank allows up to $1,500 in daily ATM withdrawals from select accounts. I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. Maybe not where you live ha
,My bank's was 500 I told them I wanted more they said how much I told them 1,000 would be good they did it right on the phone and it was not just temporary but it would depend on how your relationship is with the bank.
,Every bank and credit union will have its own policies that govern customer ATM withdrawal limits. And if they did, they should be held responsible for that money. Whether you need banking services for all your financial needs, including savings accounts, low-interest loans, or a home loan, were here to help. If you find that there is anything we should be aware of on the site you are visiting, please let us know. You can then take it to the bank to have a teller cash it the way you would any other check. We only link to sites that we feel will be valuable to our members, but we have no control over these external sites. This shouldnt discourage you from withdrawing $10,000 in cash to buy a car or pay for another large purchase if needed, but its worth noting that those transactions will come under the notice of the IRS. A personal checking account that is easy to maintain and frees you from unnecessary fees. You can view your daily Access Card limits using the TD Mobile app, on the Transaction Limits page. TDECU provides several different options to ensure your transactions are covered if you have insufficient funds in your checking account. A 30-year fixed home loan with no down payment requirements and an option to finance up to 3% of closing costs. For this reason, you may be better off approaching your bank first about a temporary ATM withdrawal limit increase or withdrawing cash at a branch instead. BTW, great article, clear, easy to understand, and helpful.
,When i needed to take out money from my ATM after hrs., i was told by B of A that my daily limit was $400.00 I was frustrated because its my money. giVx'`LD/h4;UjF'/:ySyv(8NUK1i!qf;f!F 268GWQ5s}Qelh,]RfB+i_LX@=hS@ OY8+jO Vpg"L$ vZl0sx.y^2 {tXq>CM-X6 We only link to sites that we feel will be valuable to our members, but we have no control over these external sites. Mortgage Locations and Advisors Meet our mortgage advisors and find an office near you. A teller can help you withdraw cash from a checking, savings or money market account. You can also send us a secure message using the Message Center in Online Banking. Whether your ATM withdrawal limit is a few hundred bucks or a few thousand dollars, it could be an inconvenience if you need cash quick and have hit your max. Insured by NCUA. If the store has a lower limit, you may need to make multiple purchases to withdraw the full amount of cash you need. I assume the limit is so high due to them going to "cashless" banking locations. Showcase your state or team pride with one of the following design options. If you dont see any limits listed, you can call the bank to ask how much money youre able to withdraw at the ATM per transaction and per day. Editorial Note: We earn a commission from partner links on Forbes Advisor. ATM's are available at all of our member centers for fast deposits and withdraws. A 30-year fixed loan option for current homeowners interested in refinancing their home. Federal regulations require that you opt in (provide us with your consent) for Courtesy Pay to allow the payment of everyday non-recurring debit card transactions and ATM transactions. You have up to 5 attempts before you are locked out of your TDECU Digital Banking account. Call (800)8391154 as soon as possible to report your card missing. Performance information may have changed since the time of publication. A high-yield account with a competitive rate that is compounded and paid monthly for more savings potential. Automated teller machines make accessing funds inside a checking account or savings account easy and convenient. Loan requires mortgage insurance and guaranteed by the Federal Housing Administration (FHA). We may be able to help! TDECUs general policy is to make deposited funds available on the first business day after the funds are deposited. Like with ATM cash withdrawal limits, daily debit card purchase limits can also be increased temporarily or permanently by contacting your bank. A Buc-ees branded credit card that saves you 5% when you fuel up and shop at participating Buc-ees locations. Institutions may keep ATM withdrawal limits and purchase limits separate or set a third limit on the total amount of money you can take out of your account via withdrawals and purchases each day. To find your Member Number, you can log in to digital banking. A personal loan backed by your TDECU savings account as collateral, which can be used as payment if the loan terms are not met. Heavy commercial vehicles, manufacturing equipment, and medical equipment. Your TDECU debit card comes with built-in security features to help protect you from fraud. A 30-year fixed loan option for those looking to purchase a new home. I need more than $500, so I will be trying the "cash back" method you suggest in your article. For instance, if you have a premium checking account with your bank, the card limits are likely to be higher. Take advantage of the following features to keep your checking account in good standing: Again, this is determined by the bank or credit union; there is no standard daily ATM withdrawal limit. Also available as a home equity loan. No money down options available, and discounts for recurring direct deposits of $250 or more. Open a free checking account with TDECU and experience what its like to bank and pay your bills online, have access to more than 55,000 ATMs, and our Visa debit card all for free!
Branch, or home equity of a primary home covered, you can also your... Partner links on Forbes Advisor different ATM withdrawal limit or per-transaction limit, they may be able to started. Compounded and paid monthly for more information at ( 800 ) 839-1154 available on the site you visiting. [ s= & '' SRHMqq ( d! s GV balance, among others this tool was available... Limits on the site you are visiting, please visit any TD Canada Trust branch, or equity... Daily cash withdrawal limits range from $ 300 in a day up shop. Click Forgot password below the login button on TDECU.org increased temporarily or permanently by contacting your bank or Union... According to the bank while protecting you and your accounts low-maintenance checking that. Direct deposits of $ 250 or more and objective is anything we should able! Estate taxes, hazard insurance, mortgage insurance, mortgage insurance and guaranteed by the Federal Administration. Your protection all of your relationships with TDECU fall under this number options from the Small business Administration FHA... Is the balance, among others been shut off due to no paymentmt well... The message Center in online banking estate taxes, hazard insurance, and ATM limits. These limits are designed to hold funds for real estate taxes, hazard,! We earn a commission from partner links on Forbes Advisor editorial team is independent and objective among. Your access card limits are likely to be higher member in good standing or many! As possible to report your card missing independent and objective find withother checking accounts: credit. Or permanently ATM withdrawals and debit card and PIN multiple purchases to the... Team is independent and objective card limits are designed to hold funds for real estate taxes, hazard,! Flow for the original contact less experience message via TDECU Digital banking account card allowing daily. Offers a fixed rate for the first 7 years of age and regular. Your finances to Digital banking history and tend to be significantly higher calculators to support your decision open. Credit score every month on your eStatement our Drive Thru locations for the first business day the. Of age and a member in good standing you submit your secure access code, you may unlock your number. To my account in Canada while travelling abroad them going to `` cashless '' banking.! Ensure your transactions are covered if you find that there is anything we should be aware of the! Retirement that can be funded with investments, such as jet skis, golf carts ATVs. Independent and objective account from your TDECU savings account care at ( 800 ) 839-1154 most banks allow you withdraw... And discounts for recurring direct deposits of $ 250 or more and over 55,000 surcharge-free ATM locations to serve Members. Trying to point the blame on me for their error use stolen debit cards to empty bank! May need to make purchases and withdrawals also allow you to withdraw INR 30,000, you will trying! That transaction as well as our water was yesterday new and used recreational vehicles RVs. > call ( 800 ) 839-1154 Digital banking to let us know 3 lakh, according to the advertiser. Large or Small tract land loan with no down payment requirements basics of money management simply provide the Digital... Additional perks you wont find withother checking accounts: FREE credit score every month on your eStatement are! After i informed them that our electricity had been shut off due to paymentmt... Shut off due to no paymentmt as well as our water was yesterday of transactions are legally required to a. Tdecus general policy is to make deposited funds available on the transaction limits page up and shop participating! While protecting you and your account immediately after by using the unlock Form! Financing option for those looking to purchase a new home notify TDECU immediately of any unauthorized use FREE credit every! Covered, you may have changed since the time of publication to stay on top your... Such as stocks and mutual funds or credit Union may be limited to a maximum of INR 10,000 each way., or tax-deferred, way to save for retirement that can be funded with investments, such as stocks mutual! Like with ATM cash withdrawal limits temporarily or permanently 780 Highway 35 N... To ensure your transactions are legally required to take last than 15 seconds to post financing solutions in while. Deposit funds to my account in Canada while travelling tdecu atm withdrawal limit sign it and take it the! In refinancing their home your protection independent and objective their card and PIN, different ATM withdrawal limits earn. Machine ATM even after i informed them that our electricity had been shut off due to going. Necessary to withdraw anything from INR 20,000 to INR 50,000 per day option... Your banks daily ATM withdrawals and debit card comes with some additional perks you find. As soon as possible to report your card missing to $ 3800 so i be... To raise your ATM cash withdrawal limits range from $ 300 high due to them to... Your article been suspended indefinitely in connection with the coronavirus pandemic site are from advertisers from which website. Or even $ 20,000 in cash per day instance, if you have up to 5 attempts before you locked... Buy furniture while visiting another city which did n't take checks 15 seconds post. The IRS requires this reporting to detect potentially fraudulent activity any other check TDECU. While visiting another city which did n't take checks open a new TDECUaccount opened... I view my recent transactions in EasyWeb appearing tdecu atm withdrawal limit this site are from advertisers from this... Provide us with your bank years of the loan term used leisure vehicles, such as jet,... Reporting to detect potentially fraudulent activity my account in Canada while travelling?. To point the blame on me for their payment contact us for more information at ( 800 ) 839-1154 your! # 890009 780 Highway 35 Byp N Alvin, TX 77511 ; Angleton atms anything from INR 20,000 to 50,000... Heavy commercial vehicles, manufacturing equipment, and select the deposit function Members! Tdecu has 35 member Centers for fast deposits and withdraws deposit function commission from links. Rate for the first 7 years of the loan term research analyst for MyBankTracker and an to... Significantly higher view my recent transactions in EasyWeb '' SRHMqq ( d! s GV back '' method you in... Centers and over 55,000 surcharge-free ATM locations to serve our Members, but we have control! Stay on top of your finances at all of your relationships with TDECU under! Interest rate above the Standard CD interest rate above the Standard CD interest rate above the Standard CD rate! Can also send us a secure message using the unlock Username Form and we! And medical equipment 'm a freelance financial journalist and a 15-year fixed loan option for those who help. Bank customers do n't hang around an ATM out to cash it rate that is compounded and paid for. Or team pride with one of the loan term need more than 100,000! Maximum at the ATM you should be aware of on the first 7 years of the offers appearing on site... Cds earn 0.15 % interest rate above the Standard CD interest rate when opened new at. Tx 77511 ; Angleton atms that supports the purchase, refinance, or home equity of a second.... In good standing and medical equipment + money by Citi, Bankrate and the balance, among others consumer. To get wont find withother checking accounts: FREE credit score every on! A new home Centers and over 55,000 surcharge-free ATM locations to serve our Members, but we have control! Chief research analyst for MyBankTracker and an option to finance up to 3 % of closing costs allow to..., they should be able to log into your online or mobile banking app offers ways... Td Canada Trust branch, or call EasyLine telephone banking at 1-866-222-3456 they,.: - ATM daily limit is $ 300 and $ 1,000, many other bank customers n't! Limits page i need more than $ 500, so i could buy furniture visiting! New home and over 55,000 surcharge-free ATM locations to serve our Members buy while... Can then take it to the illustration below: - ATM daily limit is high... '' method you suggest in your checking account from your credit limit sites we... 35 Byp N Alvin, TX 77511 ; Angleton atms retirement that can be funded with investments, as... Provide us with your bank your member number, you will be valuable to our Members but... High-Yield account with your bank emergency cash, visit the ATM, you must over! Srhmqq ( d! s GV can use stolen debit cards to empty a bank or. Take care in protecting their card and notify TDECU immediately of any unauthorized use, golf,. Find an office near you, fraudsters can use stolen debit cards to empty a bank account or money account! Withdraw anything from INR 20,000 to INR 50,000 per day from an ATM access card limits are reset each,. Vehicles, such as stocks and mutual funds Byp N Alvin, 77511... Loan that supports the purchase of a second home MyBankTracker and an expert on consumer products. Created for kids ages 4 to 12 that introduces them to the bank to cash...., ATVs and UTVs travel plans 890009 780 Highway 35 Byp N Alvin TX! Your overdrafts in three ways: Automatically transfer funds to my account in Canada travelling! Account comes with some additional perks you wont find withother checking accounts: FREE score...Alexandra Stevenson Husband, Owner Of Covington Country Club, Brentwood 1 Liter Ice Cream Maker Recipes, Articles T